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So I want you to gather yourself up and ask him to talk this through with you. You can also use this conversation as a starting point for becoming more financially intimate.

Make it clear you aren't looking for him to “save” you, but you need to better understand exactly how he feels when he showers himself with toys while watching you struggle to meet your basic needs. If your boyfriend is open to it, then this is the right time for you both to divulge your assets, debts, FICO scores, and goals for the future.

Should you ever separate, it would be tragic to lose your family treasure.

This is doubly important in remarriages, as you may have property you want to leave to your children from an earlier relationship.

If you're debating which option is best for you, take the time to deliberate and weigh the pros and cons.Please note: This is general information and is not intended to be legal advice.You should consult with your own financial advisor before making any major financial decisions, including investments or changes to your portfolio, and a qualified legal professional before executing any legal documents or taking any legal action.However, Jay Leno, car aficionado host of CNBC's "Jay Leno's Garage," advises against it. That way, if it ends tomorrow, I know what I've got," he says.And so does financial expert and former CNBC host Suze Orman. Back in 1987, she leased a BMW 750i L in order to show off to the person she was dating.

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